Real Money: A Surreal Fact Today !??

 

Prof. S, my HOD for economics at college once said the best way to understand economics is to talk to our grandparents and learn their money habits. I, being a commerce student found it as a short cut as most commerce students wouldn't understand why economics was even needed as a subject.

Today, I bite my tongue and chew my words.

In the world of economics, real money is understood as a concept which gives money a constant value. For a more common humans like us who live from budget to budget it means usable cash/money.

Ooops..let me correct myself. Its EMI to EMI and not budget to budget.

From an era with equations of Income – Savings = Expenditure, we are Income-Expenditure = Savings.

Albeit, its a universally relative concept and ideology, it is something never a miss.  Needs have been redefined. From Roti, kapda aur makaan..its Pizza, Wardrobe and Wi-fI and Mobile and Car and Holiday and so on and so forth.

I pretty much am born and living in the current generation at the same time, what beats me hollow is the fact that the amount  of uncertainty we have accepted. Its a multi dimensional realisation.

Taking risk is good. But, being dependent on it is questionable that too by choice.

Having being travelling by public transport, one often comes across stories of woe bitten lenders to people bathed in borrowings or fancily put EMI.

NO... I do support EMI as it has changed the whole way of money management. Like every microbe living, it has its crowning moments too. What was earlier a long term goal for a salaried  person is now a short or mid term goal.

My opinion is on the dependence on EMI. Do we really understand if its needed always before we take it?

Yes, it sounds old fashioned. But lets have quick silent flashback. Our previous generation is capable largely to fend for themselves and us too.

They always have money to invest and we always have money to spend.

It may not matter as on today. Perhaps for a few lucky, it never will. At the same time, it does bear a striking resemblance to a day wage worker who has no clue about the next day.

As usual a few smart ones will play it well. What about the average Joe/Joan? ?

Considering that the definition of average has changed too, are we working upto it?

This is just a thought given, not a judgement on charges its viability.

Lets take it further...     Meanwhile, let me pay my EMI before I have calls coming. Bye.

 

A Emotional Fool Or A Never Die Spirit In The Wrong Direction...no One Knows...do You? 

It starts with the fact that no one appreciates a individuality in a indian woman....Is it too much of thoughts or a confused mind for ever or a broth of both? A mother who has a disturbed past and ornamented present which is nowhere near her dream...a mother's efforts to bring out the best in her daughter while she doesn’t know she is at her worst... A father who dies for his siblings by killing his wife and child's needs....Amidst....the child had a fairly good support miraculously for all the milestones she wanted....A child whose mind grew faster than her height...a child who learnt the tricks of individuality while her thoughts and actions were shunned by the creatures of ego in her own family..Anything she said as a outlet of her mind was tagged as emotion and never did anyone anyone have patience to try and help her...agreed the child being a child had her own antics and wasn’t a angel as well...but nonetheless was not a devil...She grew...accepting and looking forward to her dreams in life...accepting the disappointments which heeded as foundations to her....and was with herself.....trying to make her ways bridging with the ones of near ones...until...a boy steps into her life...he was everything she wanted in the name of emotions....giving her ultimate happiness...a sense of completion...but destiny had its own maps to follow....there was a girl who liked the boy...he said he doesn’t...but...he proposed our girl...she she refused...she was in turmoil ...in a phase of financial and emotional anguish while her dad had been cheated by her uncle in a prime property over which the family had lost their peace and money...she had managed to secure a roof in the name of a home...her own nest...she realized she loved that boy and surprised and shocked herself by caring him more than anyone in this world...she knew the shortcoming..She knew the faults...but wanted to give faith and change her life...he had meanwhile decided to commit himself to the other girl....In the name of love it was a joke...a emotion which pulled me ,' the girl' in the words above into valleys of emotion, depression, anguish and eroded self worth...shameless and mad...trying to think he was confused...took two years to accept a harsh reality he never ever loved me....It was trick of destiny...scared to wish...scarred to think...never ventured in the ways of love...happy with myself...dont know why I treaded on it...Cant stop feeling yet..Want to feel happy forever again...but never can be the same again...want to move ahead...but unable to...have lost golden opportunites in life otherwise...mentally tied up and stuck up...want to tell him and my god...stop playing such tricks which for a person different from the rest like me will never be a joke...aimless yet busy...crammed yet lonely...have forgotten the walk of my life...One thing after another ...may be others have worst...but I never felt better....want myself back..Lost myself...happens with everyone...but I am not everyone...